• Tendar:

Tendar provides the technology platform that enables merchants to offer BNPL options to their customers, both online and in-person. While we focus on building the software infrastructure, we facilitate connections between merchants and consumers through our merchant marketplace. Our core competency lies in developing robust BNPL software solutions, including risk assessment, payment processing, and customer management tools.

Tendar can collaborate with financial institutions, payment gateways, and other fintech companies to create comprehensive BNPL offerings.

• PayQuart:

PayQuart provides a platform for purchasing products and services on credit, with various repayment options. Users can apply for credit on the PayQuart website or app and use their account to purchase with partner merchants.

• JumiaPay:

JumiaPay offers installment payment options for purchases on Jumia’s online store. Customers can choose to pay at once or in multiple installments over time.

• Credpal:

Credpal offers flexible repayment plans for up to 12 months, with competitive interest rates and no hidden charges. Its AI-powered credit scoring system provides instant credit decisions without extensive paperwork.

• EasyBuy:

EasyBuy provides flexible payment options and partners with insurance companies to offer insurance coverage for items purchased, protecting against loss, theft, or damage.

• Pay with Specta:

Offered by Sterling Bank, Pay with Specta provides flexible repayment plans, allowing users to repay loans over up to 12 months.

• PayFlexi:

PayFlexi allows customers to purchase items without upfront payment, offering flexible repayment plans payable to suit individual needs.

• CDcare:

CDcare offers a unique model where items are delivered halfway through the payment period. While there are no interest rates, prices may be marked up compared to market rates.

• Payment Plan:

Formerly known as “Borrow to Own,” this platform requires a 30% deposit and allows customers to spread the balance over five months.

• Betacar Financing:

Betacar provides installment payment options for car purchases, targeting salary earners and business owners. It charges interest on the total amount, payable over 12-24 months.

In conclusion, BNPL services in Nigeria offer various features and benefits that cater to different consumer needs. Choose the right BNPL software provider like Tendar’s BNPL  to enjoy flexible, secure, and affordable payment options for your next purchase.